💰 No Hidden Fees Promise

Every fee is clearly listed below. No surprise charges, no fine print, no hidden costs. Monthly fee can be waived with $500+ monthly direct deposit.

💳Service Fees

Monthly and recurring fees to maintain your payment privacy service with enhanced billing privacy features.

Service Type Fee
Monthly Payment Privacy Service $9.95
Virtual Card Access Fee $1.00

💰Transaction Type Fees

Per-transaction fees for secure virtual card usage with enhanced billing privacy protection.

Transaction Type Fee
Online Purchases FREE
In-Store Purchases FREE
ATM Withdrawal (In-Network) FREE
ATM Withdrawal (Out-of-Network) $2.50
ATM Balance Inquiry $0.50
Declined Transaction (Insufficient Funds) $1.00

🔄Loading Fees

Fees for adding funds to your virtual card through various secure and private funding methods.

Loading Method Fee
Direct Deposit FREE
Bank Transfer (ACH) FREE
Crypto Deposit 2.5%
Credit or Debit Card 3.95%
Cash Reload at Participating Stores $3.95
Check Deposit via Mobile App FREE

🛡️Additional Service Fees

Fees for optional premium payment privacy features and enhanced security services.

Service Type Fee
Live Customer Support FREE
Mobile App & Online Account FREE
Text & Email Alerts FREE
Paper Statement (Monthly) $2.50
Rush Paper Statement $7.50
Card Replacement $5.00
Express Card Shipping $15.00
Standard Card Shipping FREE
Account Closure FREE

⚠️ Important Fee Information

  • No Overdraft Fees: Your card will be declined if you don't have sufficient funds
  • No Credit Check: This is a prepaid card, not a credit card
  • No Minimum Balance: Keep any amount on your card
  • Fee Waiver: Monthly fee waived with $500+ direct deposit per month
  • ATM Network: Free withdrawals at 55,000+ in-network ATMs nationwide

Basic Plan

$9.95
per month
  • Unlimited online purchases
  • Free in-network ATM withdrawals
  • Mobile app & online banking
  • Text & email alerts
  • 24/7 customer support